Ash sorted out a tricky refinance for us with lots of moving parts. His advice and guidance was much appreciated but what stood out most was his supurb communication throughout the whole process. Highly recommended!
Andrew – Wellington
Finding you the most competitive deals
As time marches on, situations change. Perhaps you’ve changed jobs? Or there’s a new addition to the family? Maybe you would just like a better rate? Perhaps the kids have flown the coop? Or maybe that leaking shower or tired kitchen has just reached the end of its life.
A shift in circumstances may mean it is time to revisit your home finances. For many, the idea of refinancing a mortgage can be daunting. Fees, switching banks need to be considered.
The right refinanced loan might help you to pay off your mortgage faster, clear unhealthy debt or upgrade and add value your home, all of which are steps in the right direction.
Debt Consolidation
Debt Consolidation is one of the reasons some people refinance. The advantage is that you pay a much lower interest rate on a mortgage than for most other forms of debt – e.g. credit cards, overdraft facilities, personal loans etc.
Providing you have sufficient equity in your property, you may be able to consolidate all your debt on a home loan and improve your cash flow
“Ash explained everything in a way I could understand.”
Daniel – Alicetown
Shergill Mortgages Ltd 